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Reporting Line
The country Risk and Compliance Manager (RCM) reports hierarchically to the Regional Risk and Compliance Director (RRCD) (i.e., hire, fire and appraisal) and functionally to the local Managing Director.
Scope of responsibilities
The country RCM responsible for the Risk and Compliance department and ensures the second line of defense (LOD2) of the country. Additionally, during a transition period, the RCM can be responsible for managing the first line of defense activities related to credit, control, and operational risk.
Appointment and removal
The appointment/dismissal of the country RCM is proposed by the Regional Risk and Compliance Director (RRCD), reviewed and validated by the Chief Risk and Compliance Officer (CRCO)
Missions and responsibilities
Responsibilities :
The main mission is to contribute to the sustainable development of the entity’s activities and profitability by establishing, in his/her role of second line of defense, a sound risk & compliance management and monitoring system. As such, the RCM:
- Implements the risk management and compliance framework, ensures its effectiveness (including IT tools), efficiency and continuous improvement;
- Contributes to effective governance plays an active role in committees, offering constructive challenge and helping governance bodies to fulfill their roles and responsibilities;
- Is accountable for overseeing the management of all risks from a LOD2 perspective;
- Escalates to the RRCD and the relevant central teams when the central guidelines are in contradiction with the local laws and regulatory requirements;
- Supports the first line of defense in maintaining the entity’s risk profile in line with the local risk indicators and in determining and implementing risk mitigation strategies.
The country RCM has the following major accountabilities:
- Monitor overall risk exposures and identify emerging risks across all sectors, contribute to assess potential impacts of macroeconomic, political, technological, Environmental, Social and Governance (ESG) scenarios.
- Ensure that all non-compliance risks are identified and monitor the proper implementation of the compliance framework by LOD1, including regulatory training and Culture and Conduct aspects.
- Evaluate the impact of legal and regulatory evolutions on entity’s activities and the compliance setup.
- Maintain a strong team by infusing new talent, where appropriate, to increase the level of expertise in key areas and developing internal talent to secure succession planning. Build a culture of accountability at the individual and team level. Contribute to disseminating a culture of controlling risk taking within entity.
- Ensure an adequate organizational set up where the teams have sufficient resources in terms of staff both from a qualitative and quantitative standpoint), information systems and access to internal and external information necessary for the performance of their duties.
- Ensure independence of Level 2 Controllers in her/his perimeter. For Level 2 Controllers in the entity, if any, ensure hierarchical reporting (notably, HR supervision) – in coordination with functional reporting to Head of Level 2 Control.
- Provide input for the annual plan (budgeting) process of the local entity. Provide input for the annual budget for the local Risk & Compliance department and monitor adherence to the approved budget.
- Work together with the other RCDs / RCMs, with the support of the RRCDs, sharing lessons learned and good practice, thereby contributing to the continuous improvement of the risk management and compliance framework of the enterprise.
- Set up and manage Shared Services Center/Expertise center of his/her perimeter, if any, by correct implementation and application of risk policy and procedures as defined at Central level.
External relationships
The day-to-day relationships with local regulatory authorities are managed by the local legal body. The local legal body is responsible for the identification of the entity’s obligations under the regulatory system and any changes to those.
The local RCM is supporting these relationships, the escalation of the correspondence with these authorities to local and Group senior management and the production and integrity of his/her entity’s regulatory reporting. He/she monitors the follow-up and implementation of the audit, inspection or remediation actions on risk, compliance and control topics.
Skills Requirement
Skills:
- 5+ years of professional experience in financial services sector in areas of finance, risk, compliance, legal or in a related trade association or regulatory/ supervisory control body, or experience in a related field are required. The majority of which preferably in the leasing sector. Management experience with high risk awareness, preferably in an international environment, is a preference.
- Significant knowledge of regulation and understanding of risk categories including both financial and non-financial risks, including the risk of non-compliance.
- Strong knowledge of risk management, compliance, analysis and control techniques.
- Sound financial analysis capabilities.
- Ability to make sound, well-informed, and objective decisions that support accomplishment of organizational goals.
- Ability to discuss with the business (adopting an independent partner posture, while understanding concerns), of having convictions and keeping them, and ability to explain its positions.
- Capacity to build a collaborative environment that encourages teamwork.
- Ability to interact with stakeholders at all levels and to work with different cultures and nationalities.
- Personal integrity, plays an exemplary role.
Why Ayvens?
With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.
At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.
- ALD Automotive | LeasePlan are rebranding to Ayvens across all 42 countries by 2025.
