Regional Credit Manager
Company: Chadwick's Group
Location: Ashfield, Naas Road, Clondalkin, Dublin 22
Reports to: Head of Credit
Contract Type: Permanent, Full-time (39 hours per week)
Working week: Monday to Friday
Summary
Chadwick's Group is the market leader in the builders’ merchanting industry in the Republic of Ireland, operating with a nationwide network of over 50 branches and a workforce of more than 1,400 colleagues. With a proud heritage and a strong reputation for delivering quality products and exceptional customer service, Chadwick's Group is part of Grafton Group plc, a leading international distributor of building materials.
We are now seeking to recruit a highly motivated and experienced Regional Credit Manager to join our Credit team. This is a senior role responsible for managing a significant debtor book across multiple locations, with a key focus on future-proofing credit processes, minimizing bad debt, and supporting the safe growth of revenue. The successful candidate will demonstrate strong financial analysis, negotiation, and IT skills, and will thrive in a collaborative, high-performing team environment.
Principle Objective
Reporting to the Head of Credit, the Regional Credit Manager will oversee credit operations across multiple locations, ensuring effective credit risk management and cash collection, while supporting the Group’s strategic objectives. This role is central to driving process improvements, managing credit risk, and enabling sustainable business growth.
Knowledge & Experience
- Third-level qualification in Business, Accounting, or Finance
- Membership in the Institute of Credit Management is highly desirable
- 4–5 years’ experience in a senior credit control role, ideally managing high-volume, high-value ledgers
- Excellent commercial awareness and financial analysis skills
- Proficiency in ERP systems and Microsoft Office Suite
Key Responsibilities:
- Credit Risk Management: Profile new and existing B2B customers, assess financial statements, and establish appropriate credit limits
- Cash Collection: Drive smooth and effective cash collection processes, actively reducing debtor days and overdue accounts
- Sales Collaboration: Partner with Regional Sales Managers, branch managers, and credit controllers to balance credit risk mitigation with sales growth facilitation
- Security: Manage and mitigate risk through financial instruments such as credit insurance and personal guarantees
- Process Improvement: Identify and implement process enhancements to improve efficiency and effectiveness across credit operations
- Reporting: Prepare and present regular credit reports and analysis to senior management
Essential Competencies
- Strong analytical and negotiation skills
- Excellent interpersonal and communication abilities
- Ability to work collaboratively within a motivated team
- High attention to detail and accuracy
- Adaptability and openness to change
- Results-driven with a proactive approach to problem-solving
Our Benefits Include
- Competitive Basic Salary
- Competitive Performance Related Bonus
- Defined Contribution Pension Scheme
- Colleague Discount
- Paid Maternity and Paternity Leave
- Educational Assistanc
- Employee Assistance Programme
- Health & Wellness Initiatives
- Bike to Work Scheme
- Career Development Opportunities
Don’t meet every single requirement?
Studies have shown that women and people of colour are less likely to apply to jobs unless they meet every single qualification. At Chadwicks Group we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.
DISCLAIMER:
Chadwick's Group reserves the right at any time to change, delete, or add to any of the provisions of this Role Profile at its sole discretion and it is the colleague’s responsibility to familiarise themselves with these changes. Furthermore, the provisions of this Role Profile are designed by Chadwicks Group to serve as guidelines rather than absolute responsibilities and duties.
