Job Title: Finance Officer
About the Role
B&S Credit Union is seeking an experienced and highly motivated Finance Officer to join our team. This is a key leadership position responsible for ensuring strong financial stewardship, regulatory compliance, and high‑quality reporting across the organisation. The successful candidate will play a central role in supporting strategic decision‑making, enhancing financial controls, and contributing to the continued growth and stability of the Credit Union.
Key Responsibilities
- Financial Reporting — Prepare accurate monthly, quarterly, and annual financial reports for management and the Board of Directors.
- Regulatory Compliance — Ensure compliance with the Credit Union Act, CBI regulations, and all statutory reporting obligations, completing relevant Central Bank returns on a quarterly and annual basis.
- Investment Management — Oversee the Credit Union’s investment portfolio, acting on guidance provided by our Investment Advisors.
- Budgeting & Forecasting — Lead annual budgeting, financial planning, and cash‑flow forecasting.
- Financial Controls — Maintain strong internal controls, oversee reconciliations, and support audit processes.
- Operational Finance Tasks — Carry out daily finance duties including invoice processing, maintaining and reconciling nominal ledgers, preparing expense cheques, and providing support to the Administration team during End‑of‑Day balancing.
- Strategic Support — Provide financial insights to support strategic initiatives, lending decisions, and operational improvements.
- Team Collaboration — Work closely with management, lending, and operations teams to ensure financial accuracy and efficiency.
Required Qualifications & Experience
- Professional qualification in accounting (or working towards).
- Minimum 3–5 years’ experience in a finance or accounting role, ideally within financial services.
- Strong understanding of regulatory frameworks governing Irish credit unions.
- Proven experience in financial reporting, budgeting, and audit preparation.
- Excellent analytical, organisational, and communication skills.
- High level of integrity, discretion, and commitment to member‑focused service.
Desirable Skills
- Payroll Systems — Experience working with payroll software and preparing payroll‑related financial records.
- Advanced Excel — Strong Excel capability, including financial modelling, data analysis, and reporting.
- Credit Union Systems — Familiarity with credit union banking platforms.
- Accounts Payable & Receivable — Experience processing invoices, supplier payments, and member‑related financial transactions.
- Nominal Ledger Management — Ability to maintain, reconcile, and analyse nominal ledger activity.
- End‑of‑Day Support — Capacity to assist the Administration team with End‑of‑Day balancing and cash‑handling controls.
- Audit Preparation — Experience preparing reconciliations, schedules, and documentation for internal and external audits.
- Risk & Compliance Awareness — Understanding of operational risk indicators, compliance obligations, and financial control frameworks.
- Financial Report Writing — Ability to produce clear, accurate, and well‑structured financial reports for management and the Board.
- Data Analysis — Competence in analysing financial trends, variances, and performance indicators.
- Process Improvement — Experience identifying efficiencies and enhancing financial workflows.
- Team Support — Strong collaborative skills, with the ability to support colleagues across Finance, Admin, Lending, and Operations.
What We Offer
- Competitive salary aligned with experience and seniority.
- Opportunities for professional development and further qualifications.
- A supportive, community‑focused working environment.
- The chance to play a meaningful role in strengthening financial wellbeing across our local area.
How to Apply
Interested candidates should submit a CV and cover letter outlining their suitability for the role to [email protected] for the attention of Mr Kevin Morahan (CEO), no later than 5pm on Monday 14th September 2026.
B&S Credit Union Limited is an equal opportunities employer. Canvassing will disqualify.
B&S Credit Union Limited is regulated by the Central Bank of Ireland. Registered Number 265CU.
Pay: €1.00-€5.00 per year
Benefits:
- Company pension
- Employee assistance program
- Sick pay
- Work from home
Work Location: Hybrid remote in Donegal, County Donegal
