Find Mortgage & life advisor Jobs in Bray County Wicklow

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Mortgage & Life Advisor

Prosperous Financial
Dublin, County Dublin

Quick apply

Job details

Full-time

Benefits

Annual leave

Qualifications

Communication skills

Full job description

Job Title: Mortgage Life Advisor

Reporting to: Mortgage Manager

Department: Keys

About Prosperous Financial:

At Prosperous Financial, we empower individuals and households to make confident, informed financial decisions. Our client-first approach blends expert advice with personalised planning across pensions, investments, mortgages and succession strategies. We pride ourselves on clarity, integrity and a deep commitment to long term relationships.

We believe great advice changes lives and we’re proud to foster a workplace where trust, growth and shared success are at the heart of everything we do. Our values - Client Centric, Transparency, Integrity and Clarity, shape our culture, drive our standards and guide how we work.

About The Role:

Prosperous Financial are seeking a highly motivated and experienced Mortgage Advisor to join our growing mortgage team. Our innovative Keys supports a diverse range of clients – from first time buyers and switchers to those with complex financial scenarios – ensuring tailored support at every stage of the mortgage journey. You will work with both new and existing clients, providing personalised advice and driving exceptional outcomes. Further details on our Keys service can be found at https://prosperous.ie/keys-at-prosperous/.

Key Responsibilities:

Deliver expert mortgage advice, clearly communicating options and guiding clients toward the most suitable mortgage solutions
Conduct thorough financial assessments to evaluate clients' income and financial obligations to determine the best mortgage options
Oversee the full mortgage process, from internal preparation to application submission and provider engagement to ensure smooth and efficient progress
Liaise with internal and external stakeholders, clients lenders and in-house mortgage administration team throughout the mortgage completion process to ensure a seamless mortgage journey from initial engagement to completion
Ensuring client applications are complete and in compliance with regulations, policies and procedures
Identify, develop and optimise mortgage life business opportunities through internal and external client referrals and self-generated business.
Maintain and manage the relevant CRM system and proactively manage the new business pipeline and referral records
Partner with the Mortgage Manager to continuously refine and improve internal mortgage practices

Skills And Experience:

3+ years of experience as a mortgage broker
QFA minimum requirement
Target driven with an excellent track record
Full understanding of the Irish regulatory landscape for mortgages
Proven experience supporting customers in both a proactive and reactive environment to ensure mortgage applications are successful
Demonstrated success in converting applications to completions

Exceptional written and verbal communication skills as well as the ability to deliver information with clarity
Strong interpersonal skills with the ability to build trusted relationships with both internal and external stakeholders
Excellent attention to detail and an analytical mindset, ensuring thorough and accurate assessments

Why work with us:

Excellent remuneration package and competitive bonus structure
Hybrid, flexible working model (4 days from home / 1 day in office)
25 days annual leave
Employer pension contributions up to 10%
Income Protection
Death In Service
Recognised as a Great Place to Work 2024-2026 and a Best Workplace 2025

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