Job Description:
Job Title: Credit Risk Reporting - Risk Analysis Specialist I (International & GWIM)
Corporate Title: Up to Assistant Vice President
Location: Dublin
Company Overview:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
Location Overview:
Overlooking the spectacular Iveagh Gardens with access to all amenities in the beating heart of central Dublin is our Park Place office. Travel options include the LUAS, Dublin Bus networks as well as the Dublin Bikes station, positioned just outside our front doors. As part of our commitment to supporting staff travel to and from work in the most sustainable way possible, we also provide tax saver tickets as part of our award-winning benefits package which means getting to work has never been easier.
The Team:
The International & GWIM credit risk reporting team produces reports, dashboards and analysis used to identify, monitor and manage credit risk at Bank of America. Effective credit risk reporting is critical to provide a clear understanding of current and emerging risks, ensuring the bank can deliver responsible growth within our risk framework.
Role Description:
The Risk Analysis Specialist will be based in Dublin and use their business and technical knowledge to work on multiple reports at various stages of the lifecycle. They will be responsible for delivering these reports, accurately and as scheduled. The team also provides timely ad-hoc data and analysis, such as in response to market or geo-political events. We strive for best practice in reporting, and the Risk Analysis Specialist should set themselves a high standard when it comes to reporting documentation and controls.
The team is focused on automation and uses business intelligence tools such as Tableau and Power BI (Paginated Reports/SQL Server Reporting Services). The successful candidate will have familiarity with SQL and building reports and be intellectually curious with a process improvement mindset.
Responsibilities:
Supports the development and execution of reporting to allow risk and business partners to effectively identify and manage risk in an effective manner
Analyses trends and supports the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies
Supports various product strategic initiatives affecting multiple risk functions and lines of business to ensure company goals are met
Participates in the development of database production processes and performance reports, using data mining and other advanced analytical techniques to aggregate data
Support responses to ad-hoc requests for information from both internal and external parties
Provides support on efforts to remediate data quality issues
Assists with monitoring the outputs of controls and investigates alerts from the control checks
What we are looking for:
Relevant experience in a reporting, BI or MIS role,
Bachelor's degree or equivalent work experience within credit risk or risk-related function
Experience using SQL and relational databases, in particular extracting data with complex queries
Proficient using BI tools such as Tableau or Power BI
Strong Excel skills, including pivot tables, lookups and data analysis
Skills that will help:
Global Risk Management experience
Knowledge of Bank of America systems – CRP (Credit Risk Platform)
Comfortable with Copilot and using AI to improve processes
Well-informed about data management and governance
Experience working with an Agile development process and collaborating with technology teams
Knowledge of ETL tools such as Alteryx or languages such as Python
Benefits of working at Bank of America (Ireland):
Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
20 days of back-up childcare and 20 days of back-up adult care per annum
The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
Access to an Employee Assistance Program for confidential support and help for everyday matters
Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan
Ability to donate to charities of your choice and the bank will match your contribution
Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of Ireland’s most iconic cultural institutions and exhibitions.
Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
Bank of America:
Good conduct and sound judgment is crucial to our long-term success. It’s important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
