Company Description
WELCOME TO MARS CAPITAL
Mars Capital Finance Ireland DAC (“Mars Capital”) is part of Arrow Global Group Limited, which is one of Europe’s leading integrated asset managers with €112bn Assets Under Management (“AUM”) and 4,400 employees across five jurisdictions
Mars Capital was established in 2015 and is a Regulated Credit Servicing Firm, authorised by the by the Central Bank of Ireland and located in Dublin 2. Mars Capital has the capacity and regulatory authority to service loans secured against properties and has €8bn AUM, experiencing significant growth in recent years. We provide services that span the full lifecycle of a loan post origination, from drawdown through to loan administration, asset management, enforcement as well as syndication, securitisation, and standby servicing.
We value our relationship with our clients and believe that our deployment of dedicated, Dublin-based project and asset management teams give us a competitive advantage over other competitors who operate a shared services model across their portfolios. Placing the customer first in a simple and efficient manner in line with our regulatory obligation is our number one priority.
Our local strategic ambition is to provide value accretive services to institutional clients, while building better financial futures for our customers, clients, communities and colleagues.
Our Culture and Way of Working
We’re entrepreneurial, fast-paced and decisive, working together safely and supportively. We trust our colleagues to make the right decisions and are brave enough to acknowledge mistakes and to learn from them. Celebrating success, we reward those who help us to achieve exceptional long-term results.
We’re inclusive and encourage our colleagues to be themselves. Our culture supports the difference that makes each of us unique. We’re open and eager to embrace new ways of working and have a diverse community, enriched by our local identities that works collaboratively to build a unified and dynamic organisation.
We believe that a supported flexible working approach helps us to retain valued colleagues, enhance wellbeing, increase motivation and encourage a healthy work/life balance. If you’re interviewed, ask about the flexibility involved in this role.
Our Values
Our stakeholders expect us to act in an ethical and responsible way and this is at the heart of how we conduct our business. Our values support this philosophy, and we seek out and reward behaviours that will make us more sustainable, responsible and successful. Our values are- we succeed together; we do the right thing; we’re trusted and valued; and we’re brave and creative. You’ll hear more about these throughout the interview process.
Our STAR Awards provide a fantastic platform to send a special thank you to a colleague who may have gone above and beyond to help you and the business succeed, or someone who has been brave and creative with their own approach to how they work. Values orientated, our Recognition Scheme plays a pivotal role in aligning and celebrating our culture, and simply wouldn’t exist without colleague participation and input.
Our Environmental, Social and Governance (“ESG”) Commitment
We’re committed to investing responsibly and supporting our local communities and charitable organisations. Every colleague is encouraged to take a paid day each calendar year to volunteer for our nominated charities. Internally we are very proud of our four colleague-led engagement groups, who run events/initiatives, that promote our culture and values which is a key part of the life blood of this business.
Job Description
Roles & Responsibilities
Supporting the firm in the management and ongoing enhancement of its risk framework and risk registers, both within the formal review and challenge process and through engagement with risk owners, provision of dedicated training and query responses.
Performance of 2nd line control testing, supporting the accuracy and completeness of existing 1st line control activity and identifying potential improvements to the control testing framework.
Supporting the development of the firm’s risk culture through engagement with stakeholders, training and communications and within the appropriate internal forums and committees.
Provision and ongoing enhancement of management information on risk and risk-related activity to senior leadership, the Board and other senior stakeholders.
Becoming a subject matter expert on risk, control and risk event management within the firm’s risk and control frameworks.
Oversight of the firm’s Incident Management process, ensuring that risk events are effectively managed to resolution by their operational owners and in compliance with the Consumer Protection Code 2012 and all other applicable codes and legislation.
Assisting other business areas with risk-related queries, including monitoring Risk mailboxes in conjunction with other members of the Risk Team
Displays awareness of the firm’s risk and control environment and engages proactively with colleagues and management to identify and mitigate risk.
Displays awareness of the regulatory environment in which the firm operates and proactively escalates and addresses and breaches of these requirements.
Consistently demonstrates that “the customer is at the heart of everything we do” through their engagement with stakeholders, and through the resolution of queries and issues in a timely and effective manner.
The Risk Associate will also be required to support the wider team from time to time in areas outside of the immediate risk environment, as well as supporting firmwide projects and initiatives where required.
Skills
"1-3 years' experience in a 2nd line enterprise risk role or 1st line operational risk management"
Experience working in a risk, compliance, assurance, or audit function in the financial services sector, preferably in a mortgage lending/servicing environment.
Proven track record in a fast-paced environment within a financial services regulatory environment and ability to work under pressure and to tight deadlines.
Knowledge of relevant regulatory codes, particularly the Code of Conduct on Mortgage Arrears and the Consumer Protection Code.
Demonstrable understanding of risk and control within the financial services environment.
Excellent communication skills, both written and verbal, and can confidently present information to senior stakeholders.
Microsoft Office proficiency, strong Excel and Powerpoint knowledge is particularly desirable.
Can work independently without direct supervision and work to deadlines.
Attention to detail and accuracy with strong organisational skills with the ability to multi-task and prioritise workload.
Qualifications
Qualifications
Professional certificates in risk management and/or compliance-related qualifications such as the Professional Diploma in Compliance are desirable but not essential, dependent on industry-relevant experience.
Accredited Product Advisor (Loans) or working towards accreditation preferred.
Additional Information
Central Bank of Ireland (“CBI”) Fitness & Probity Regime
Some of our roles are Control Functions (“CF”) as defined by the Central Bank Reform Act 2010. If a vacancy is for a CF role, it will be indicated above. For CF roles, appointment will be conditional on Mars Capital being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. In the case of proposed appointees to Pre-Approval Control Functions, this includes prior approval by the CBI of such appointments.
D&I statement
