Find Front office manager Jobs in Santry, D

Credit Policy Manager (Mortgage)
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Credit Policy Manager (Mortgage)

Revolut -
Dublin, County Dublin

Apply Now

Job details

Full-time
€3,800–€4,800 a month
2 days ago

Qualifications

Economics
R
Master's degree
SQL
Bachelor's degree
Business
Python

Full job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions.

As a Mortgage Credit Manager, you'll be responsible for designing the credit risk policies, procedures, and strategies around launching Revolut’s mortgage retail lending in Lithuania. This is a new-ish product in our portfolio, and as that book grows, you'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

Up to shape the future of finance? Let's get in touch.

What you'll be doing

Creating mortgage lending policies, procedures, and frameworks
Helping to build and scale global underwriting systems that balance risk, operational efficiency, and seamless customer experience
Making data-driven decisions with a special focus on marginal decision-making
Managing credit limits, risk-based pricing, retention strategies, regulatory changes, new feature launches, etc.
Adjusting risk return requirements and managing/adjusting portfolio returns as new data comes to light
Supporting the annual budget, sales forecast, and planning processes by assessing market/industry trends through data gathering and analysis
Conducting quality assurance reviews to ensure decisions are accurate, consistent, and compliant
Providing training and mentorship to strengthen credit risk management awareness and foster a positive risk culture
Contributing to product development and funnel optimisation initiatives while supporting the Mortgage Product Manager in building a best-in-class product
Tracking, communicating, and drawing insights from performance of ongoing initiatives while staying on top of credit KPIs through intensive monitoring
Ensuring approval and good rating of first-line credit risk function from second line, third line, and regulators

What you'll need

A proven track record of managing credit risk for mortgage products and/or credit cards, unsecured personal loans, etc.
A bachelor's degree in a quantitative/analytical field like economics, management, maths, engineering, statistics from a top university
A solid understanding of credit policy governance framework, credit risk models, and the value of speed to market
Knowledge to work through 2nd/3rd line of defence in a competent manner
To be forward-thinking on inter-dependencies to proactively identify and resolve issues
The ability to explain complex concepts in simple manner
Critical thinking skills capable of processing a lot of information for optimal decision-making
Excellent working knowledge of SQL and other data analysis tools, and a willingness to learn new technology to help the business scale

Nice to have

A master's degree
Proficiency in R and Python

Compensation range

Lithuania: €3,800 - €4,800 gross monthly*
Other locations: Compensation will be discussed during the interview process
Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice

Apply Now

Refine Your Search

front office manager jobs in santry, d

Credit Policy Manager (Mortgage)

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Staff Product Designer - Design Systems - 100% Remote - EMEA

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