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Role Summary
We are looking for a seasoned AI Consultant to lead AI-driven transformation programs for retail banking operations, helping clients reimagine customer journeys and back-office efficiency using AI, GenAI, and intelligent automation.
This role is focused on delivering measurable business outcomes—cost reduction, improved customer experience, enhanced compliance, and increased automation—across high-volume retail banking processes.
The candidate will work closely with clients’ business and technology leaders to shape strategy, design solutions, and drive execution at scale.
Key Responsibilities
1. Client Advisory Transformation Leadership
- Lead end-to-end AI transformation engagements for retail banking clients.
- Advise CXOs (COO, CIO, Head of Operations, Digital Heads) on:
- AI strategy and operating model
- Intelligent automation roadmap
- GenAI adoption in customer and operations functions
- Identify, prioritize, and quantify high-value AI use cases across retail banking.
2. Retail Banking Process Transformation
Drive AI-led automation across key retail banking domains:
- Customer Onboarding KYC
- AI-based document verification and IDP
- eKYC automation and compliance checks
- Lending Operations
- AI-assisted credit underwriting
- Automated income verification and risk scoring
- Payments Cards Operations
- Exception handling automation
- Fraud detection and transaction monitoring
- Customer Service
- Conversational AI, agent copilots, and GenAI assistants
- Collections Recovery
- Predictive collections models and prioritization
3. AI Solution Architecture Delivery
- Define architecture for AI/ML and GenAI solutions (cloud-native platforms).
- Lead design and implementation of:
- NLP-based automation
- Computer vision and document processing
- Generative AI (LLMs, copilots, RAG pipelines)
- Integrate AI solutions into:
- Core banking platforms (Finacle, Temenos)
- CRM systems (Salesforce, Dynamics)
- Digital channels (mobile/web)
4. Intelligent Automation Enablement
- Drive adoption of:
- RPA + AI (hyperautomation)
- Workflow orchestration tools
- Enhance:
- Straight-Through Processing (STP)
- First-Time-Right (FTR)
- Turnaround Time (TAT)
- Establish reusable automation frameworks and accelerators.
5. Data, AI Governance Responsible AI
- Implement enterprise AI governance:
- Model risk management
- Explainability, fairness, and auditability
- Ensure alignment with regulatory requirements:
- KYC/AML guidelines
- Data privacy (GDPR, local regulations)
- Define MLOps processes for model lifecycle management.
6. Delivery Program Management
- Lead multi-disciplinary teams (data scientists, engineers, SMEs).
- Manage complex programs across geographies.
- Ensure delivery quality, timelines, and financial targets.
7. Business Development Practice Growth
- Support sales and pre-sales activities:
- Solutioning, proposals, client pitches
- Build repeatable offerings and industry solutions.
- Contribute to thought leadership (POVs, whitepapers, client workshops).
Qualifications Experience
- 12+ years of experience in consulting, banking, or AI transformation roles.
- Minimum 6+ years in retail banking domain.
- Proven track record of delivering AI / automation programs at scale.
Core Competencies
- Retail Banking Expertise
- Strong understanding of:
- Retail products: savings, credit cards, mortgages, personal loans
- Customer lifecycle: acquisition → servicing → retention
- Operations: onboarding, payments, servicing, collections
- Familiarity with regulatory environment in retail banking.
- AI Automation Skills
- Machine Learning (classification, forecasting, anomaly detection)
- NLP (document understanding, chatbots)
- Generative AI:
- Prompt engineering
- Retrieval-Augmented Generation (RAG)
- Copilot/agent design
- Intelligent Automation:
- RPA platforms (UiPath, Automation Anywhere, Blue Prism)
- IDP tools (ABBYY, Hyperscience, etc.)
- AI/ML frameworks (PyTorch, TensorFlow)
- Consulting Leadership Skills
- Executive communication and storytelling
- Structured problem solving
- Value articulation and ROI modelling
- Stakeholder management across business IT
- Team leadership and mentoring
- Preferred Credentials - AI/ML specializations,
- Experience with Tier-1 global banks or Irish banks. Big 4 / top consulting firms experience.
- Leadership Expectations - Act as a trusted advisor to senior client stakeholders, Drive innovation-led transformation, not just automation, Balance strategy + execution + commercial outcomes, Champion responsible and ethical AI adoption
About NTT DATA
NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in RD.
Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @nttdatafed.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.
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